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If you’re considering making a big purchase, you might be thinking of putting it on your credit card. But is this the best move for you financially?

It’s easy to keep up with small purchases that you can easily pay off, but the large purchases are the ones that add up after a while and start to snowball into larger credit card debt.

Here are reasons why you’d be OK putting these big purchases on a credit card:

• If you pay your credit card bill on time every month
• You can avoid the allure of shiny new tech and other material possessions
• If your interest rate isn’t too high
• If you don’t have many recurring payments happening on your card

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Good drivers, rejoice: It’s likely easier for you to find a cheaper auto insurance premium!

Insurance companies want to work with good drivers and promote safety on the road, so it only makes sense that they’ll want to partner with people don’t have any marks on their driving records.

These are the different types of insurance you can purchase:

• Uninsured/underinsured coverage.
• Minimum required insurance within your state.
• Usage-based insurance programs.

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Have you ever looked at your credit card and wondered what the interest rates were and what they meant for your card and debt? When you’re signing up for a new credit card, you don’t want to overlook the APR information, especially if you plan to have a balance on your card.

APR stands for annual percentage rate and indicates the interest you’ll pay on any outstanding balance you have on your card. Depending on the card that you have, the interest usually kicks in after a grace period has passed.

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We all have heard the saying, “you are what you eat,” but we don’t always stop to actually give it some thought. When eating a heavy and full blown lunch, most of us tend to feel stuffed and sleepy, which can really get in the way of having a productive day at work. Therefore, opt for a light lunch, and bring from home healthy snacks to nibble on to get that extra energy throughout the day.

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There are new studies happening about how boredom at work impacts our life. According to Andreas Elpidorou, a researcher and Philosophy Professor at the University of Louisville, boredom often servers as a sign that we may have lost sight of our goals. If you feel that you have lost motivation and are constantly doing the same things all over again, perhaps it is time to move on and create a change.

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Being punctual is very helpful on the job, and it can help you get ahead too. Employers like to see people who come to the office early, but definitely not late. Also, when searching for a job, punctuality is a great skill to talk about at interviews, and you can prove it by arriving to interviews on time, or better slightly earlier.

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If you have a shy personality, it is often times difficult to meet new people or to become close with co-workers. One easy way to let people in on your life and character is to personalize your desk and decorate it with things that say something unique about you. It can truly be a conversation starter at the office, as well as a good beginning for opening up.

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When quitting a job, it is important to do it in a professional way and to leave on good terms. Five rules to follow are:

1. Give at least two weeks notice
2. Tell your manager before anyone else at the company
3. Continue doing your work well and train your replacement
4. Say goodbye to your co-workers
5. Say thank you to your managers and mentors

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