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Grants Opportunities

Here Are Tips for Getting a Home Loan

By Philanthropy Grants

If you want to take out a mortgage loan, you’ll need to start with making sure you know your credit score and that you have a budget that you can stick to. From there, you’ll also want to take into account all of your existing debt and try to pay off as much as possible before taking on another new faction of debt. You also don’t want to do any other major purchases in that time. Read More

3 Credit Cards to Help Your Bad Credit

By Grants Opportunities

When you struggle with bad credit, you may find it hard to get approved for just about anything. The good news is, if you want a credit card, there are some companies out there that will still approve you. Most are secured, meaning you will have to pay a deposit.

Here are 3 credit cards you should check out when trying to rebuild your credit history:

  1. Capital One Secured Master Card: This is a secured card meaning you will have to put money down on it. The good news is, you have 80 days to do so. Your interest rate may be really high, but that’s to be expected with any credit card if you have bad credit.
  2. Discover It Secured: This is a secured card. In order to apply, you must first apply for a regular Discover Card. If you’re denied, then they may offer you this card, but there’s no guarantee.
  3. First PREMIER Bank MasterCard Credit Card: You must have a bank account in order to qualify for this card.

Image via BadCredit.org.

3 Reasons It’s Time To Refinance Your Car

By Department of Education Grants

Time to refinance your car…or maybe it isn’t? Check out our three reasons it’s time to refinance your car below:

1. Your credit score has improved – When you first bought your car you had no credit history or you had some eye opening issues on your credit report, but now everything is looking good. Since your credit is healthy now, you may qualify for a lower interest rate. Read More

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