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If you want to take out a mortgage loan, you’ll need to start with making sure you know your credit score and that you have a budget that you can stick to. From there, you’ll also want to take into account all of your existing debt and try to pay off as much as possible before taking on another new faction of debt. You also don’t want to do any other major purchases in that time.

Also see if you can get pre-approved by a mortgage company, too.

Image via Money Crashers.