If you want to take out a mortgage loan, you’ll need to start with making sure you know your credit score and that you have a budget that you can stick to. From there, you’ll also want to take into account all of your existing debt and try to pay off as much as possible before taking on another new faction of debt. You also don’t want to do any other major purchases in that time. Read More
Through the $2 trillion stimulus bill, student loans are going to be paused through September 30 and no interest will be accrued in that time period. This is a huge relief to anyone who has been temporarily or permanently laid off due to closures from the coronavirus spreading across the country.
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When you struggle with bad credit, you may find it hard to get approved for just about anything. The good news is, if you want a credit card, there are some companies out there that will still approve you. Most are secured, meaning you will have to pay a deposit.
Here are 3 credit cards you should check out when trying to rebuild your credit history:
- Capital One Secured Master Card: This is a secured card meaning you will have to put money down on it. The good news is, you have 80 days to do so. Your interest rate may be really high, but that’s to be expected with any credit card if you have bad credit.
- Discover It Secured: This is a secured card. In order to apply, you must first apply for a regular Discover Card. If you’re denied, then they may offer you this card, but there’s no guarantee.
- First PREMIER Bank MasterCard Credit Card: You must have a bank account in order to qualify for this card.
Image via BadCredit.org.
Those with little to no credit history or between 500 and 600 on their FICO score may see an increase in loan opportunities. Read More
Those in the military get housing benefits, but four more states just got military-friendly loans: Georgia, Florida, North Carolina, and Pennsylvania. Read More
Alaskan utility customers may soon find a pleasant surprise in the form of loans. For energy efficient upgrades and adding renewable energy systems, they will be paid back through their monthly bills. Read More
No one wants to deal with taking out a mortgage loan and having it denied. Recently the Urban Institute calculated real denial rates to determine which mortgage loans are denied most often. Read More
For those who built a home rather than bought an existing one, you might notice that traditional mortgages aren’t applied. Instead, you’ll likely have to get a construction loan. Read More
Let’s start with this…it’s the LAW! Most states require drivers to carry some type of car insurance to prove that you can pay for potential accident expenses.
Even if your state does not require you have to car insurance, here are some other reasons why you should: Read More
Time to refinance your car…or maybe it isn’t? Check out our three reasons it’s time to refinance your car below:
1. Your credit score has improved – When you first bought your car you had no credit history or you had some eye opening issues on your credit report, but now everything is looking good. Since your credit is healthy now, you may qualify for a lower interest rate. Read More